Where the terms apply
Our legal position is tied to the law that applies where you are. We accept account use only where local law permits, and we may limit, suspend or close access if a rule, court direction or payment check requires it. If you send UPI, Paytm or
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PhonePe records with a complaint, we use them only to verify the transaction and close the case. The version on this page is the version in force, and we keep earlier copies only for audit, dispute and compliance records. If a clause needs explanation, we apply
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the plain meaning and ask for the least information needed to deal with your request.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.